Discover how to get a credit limit or loan from the ZestMoney app, and enjoy the convenience of the 'use now, pay later' feature.
How to Get a Credit Limit or Loan from ZestMoney App
Are you in need of quick funds but lack the means to acquire them? In this article, we will introduce you to an application that can serve as a reliable solution. By utilizing this application, you can effortlessly manage your payments and experience significant relief from financial constraints. If you're interested in using an application that allows you to avail of credit and pay later, read on to learn about the ZestMoney app.
What is ZestMoney?
ZestMoney is a user-friendly application readily available for download on the Google Play Store. By installing this application, you gain access to hassle-free loans and the convenient "use now, pay later" feature.
Availing ZestMoney Services:
The ZestMoney application offers a variety of services to users. You can easily secure a loan through this platform, enabling you to fulfil your financial requirements effortlessly. Furthermore, you can utilize the app to make payments using QR codes, UPI, and even borrow funds, which can be repaid at a later date.
Downloading the ZestMoney App:
To download the ZestMoney app, follow these simple steps:
Step 1: Open the Google Play Store on your mobile device.
Step 2: Search for "ZestMoney" within the application.
Step 3: Install the ZestMoney app on your phone.
Step 4: Complete the KYC (Know Your Customer) process within the application.
Completing the KYC Process:
Before utilizing ZestMoney's services, it is necessary to complete the KYC process. This involves uploading essential documents, which include:
1. Aadhar card
2. PAN card
3. Bank passbook
4. Proof of income
These documents are mandatory for participating in loan applications and availing credit through the app. Once you have successfully uploaded the required documents, you will complete the KYC process, enabling you to access the app's services.
Applying for a Loan with ZestMoney:
ZestMoney simplifies the loan application process, allowing you to acquire funds effortlessly. The loan amount offered by the app is in the form of credit, which can be utilized for various purchases. Initially, you can avail of a loan of up to Rs.1500, and as you consistently repay your loans, your credit limit gradually increases.
To apply for a loan, follow these steps:
1. Submit your loan application.
2. Upon approval, the loan amount will be disbursed to your account.
Interest Rates on ZestMoney:
When utilizing the ZestMoney application for loans, you can expect an interest rate ranging from 10% to 16% on the loan amount. This interest rate includes a processing fee.
Conclusion
The ZestMoney app provides a convenient and efficient solution for acquiring credit and managing payments. By following the aforementioned steps, you can effortlessly download the app, complete the KYC process, and apply for a loan. Take advantage of this user-friendly application to fulfill your financial needs and enjoy the convenience of the "use now, pay later" functionality.
